Dental Insurance Benefits: Use it or Lose it! | Kreativ Dental Albury

by | Nov 3, 2021 | Dental Insurance

The end of the year is full of excitement and activities.

Many things can keep you busy without considering a few other important ones—such as whether you have taken full advantage of the dental plan benefits offered by your insurance.

Are dental insurance concerns at the bottom of your holiday priorities? They might be, but you could be wasting money by not checking on your usage before the year-end madness begins.

At Kreativ Dental Albury, we’re here to explain why you should take advantage of your insurance benefits before 2021 ends.

Reasons To Use Your Dental Benefits Now!

Yearly Maximum

Dental insurance plans have a yearly maximum they are willing to pay within a calendar year. If you need any restorative treatments, it makes sense to take advantage of these unused benefits since they don’t roll over into the next year.


The deductible is the amount of out-of-pocket expenses you pay your dentist before your insurance company pays for any services. As soon as 2022 arrives, your plan requires you to meet that deductible all over again.


Through your insurance provider, you’re currently paying dental insurance premiums every month; therefore, you should be using your benefits. You should have regular dental cleanings and check-ups looking for early signs of gum disease, cavities, gum recession and even oral cancer.

Fee Increases

Another reason to use your dental benefits before the year ends is possible fee increases. Most of these fees increases occur at the beginning of the year.

Dental Problems Can Worsen

By delaying your dental treatment, you are risking more extensive and costly treatment. What may be just a simple cavity now could turn into a root canal problem later and maybe even lead to tooth loss.

Make the Most Out of Your Dental Insurance Plan

Prevention is indeed better than cure both for your health and your pocketbook. Most plans typically pay 100% for preventive visits, so this may be an excellent time to schedule one if you have not had one yet.

Start thinking about using your coverage early. During a dental appointment, talk to your Albury dentist about your dental needs and what treatment you might need before the end of the year. Schedule any upcoming appointments early so you can take care of them before the holidays.

Once you have determined your dental needs, work with your Albury dentist and dental insurance provider to determine what is covered.

Don’t Lose Your Dental Insurance Benefits: Use Them Today!

Take a year-end check of your plan and see if you can set it to work for you. It really is a “use it or lose it” proposition. Don’t lose it.

Consult with your Albury dentist, give us a call on (02) 6021 4171 or request your appointment online.

We are located at 525 Wilson St in Albury.